Prospective Home Buyers
Purchasing a home is the largest financial transaction most people will ever do in their lifetime. It is amazing how little thought some people put into this undertaking. They literally spend more time negotiating the terms of their cell phone contract than they do addressing the conditions of their home purchase.
It is easy to get overly excited about purchasing a home. You can find yourself wanting to submit an offer without having any clue about how you will pay for the home. This is essentially getting the cart in front of the horse. A very important first step in the home-buying process is to get pre-qualified for a mortgage:
This will give us an idea of the price range that you can afford so that we can get you in a home that matches what you want and find the best deal on a home that is right for you. If you have any credit challenges, it is better to address these ahead of time rather than lose out on your dream home due to an inability to get the loan approved. Getting pre-qualified is an expression of your seriousness in purchasing a home. This often is the deciding factor in a situation of competing offers from other not-yet qualified buyers on your dream home. Frequently sellers are receiving multiple offers on their homes. They will pick the offer with the greatest chance of success for them.
Getting pre-qualified will require that you provide a lender with some basic information on your income, assets, and debt. They will do this for you at no cost or obligation.
Enter your information below and we will get in touch with your shortly, or call us at 253-345-4444
